Last updated: 2026-07-12 by Ted Sellers, Owner
**Key Takeaways**
– Elko New Market’s open rural position along the I-35 corridor makes commercial properties highly exposed to hail during Scott County’s active storm season
– Commercial flat-roof membranes (TPO, EPDM, mod-bit) sustain hail damage that is invisible from the ground but serious in its long-term effects
– Proper insurance documentation requires a contractor who can differentiate hail damage from pre-existing wear
– Sellers Roofing Company has completed 300+ commercial projects since 2017 with full union labor and manufacturer-certified installations
– MBE/DBE certifications open public-funding-connected project opportunities in Scott County
– Same-day callback at (651) 703-2336 | 4.8 stars / 49 Google reviews
**Table of Contents**
1. Top 5 Commercial Hail Damage Roofing Companies in Elko New Market, MN
2. Why Sellers Roofing Company Is #1
3. What to Look for When Hiring a Commercial Hail Damage Roofer
4. Commercial Hail Damage Deep Dive: How Hail Affects Each Membrane Type
5. Scott County Climate and Elko New Market’s Commercial Building Stock
6. Commercial Hail Restoration Costs in Elko New Market (2026)
7. The Process: From Hail Event to Restored Roof
8. FAQ — 15 Questions About Commercial Hail Roofing in Elko New Market
9. Related Posts
10. Get a Same-Day Callback from Sellers Roofing
Introduction
Commercial property in Elko New Market is diverse: highway corridor service businesses, light industrial facilities, agricultural support structures, small retail, civic buildings. What these properties share is a vulnerability to the same severe hail events that regularly track up the I-35 corridor through Scott County. Unlike residential shingle roofs, where hail damage is often visible from the ground, commercial flat and low-slope roofs can sustain significant membrane damage that is completely invisible to the untrained eye — and completely catastrophic in its long-term consequences if left unaddressed.
A commercial building owner in Elko New Market who calls a residential roofing contractor after a hail event is almost certainly getting an incomplete assessment. The contractor may walk the roof and find nothing obvious, declare it fine, and leave. But the TPO membrane has impact stress fractures in seam zones. The EPDM has bruising that has begun crazing. The granule-surfaced modified bitumen has lost the protection layer that was keeping UV radiation from the bitumen binders. Within one to three seasons, those invisible injuries produce leaks — and by then, the insurance claim window may be closed.
The right response to commercial hail damage in Elko New Market is a contractor who specializes in flat-roof membrane systems, has the training to identify all damage types on all membrane categories, and has the insurance claim expertise to document that damage in a way that produces a fair recovery. Sellers Roofing Company — founded 2017, based at 801 Transfer Rd, Unit 05, Saint Paul, MN — is that contractor for Elko New Market and all of Scott County. Call (651) 703-2336 for a same-day callback.
Top 5 Commercial Hail Damage Roofing Companies in Elko New Market, MN
1. Sellers Roofing Company — Saint Paul, MN
Website: roofingexpertsstpaul.com | Phone: (651) 703-2336
Sellers Roofing Company is the most credentialed commercial hail damage roofing contractor serving Elko New Market and Scott County. Founded in 2017 by Ted Sellers, the company has built a 300+ commercial project portfolio with consistent focus on membrane system expertise and insurance claim support.
For commercial hail claims, Sellers brings a systematic approach: grid-based photographic documentation of the entire roof surface, GPS-tagged impact records, written damage narratives organized by membrane zone, and moisture scan data where wet insulation is suspected. This documentation is structured for insurance adjuster review and is designed to ensure that all compensable damage is captured in the initial or supplemental claim.
Sellers’ MBE and DBE certifications make the company eligible for Scott County’s publicly funded commercial and institutional projects. Union memberships in Roofers Local 96, Carpenters Local 322, and Laborers Local 563 ensure that commercial hail restoration work is performed by apprenticeship-trained tradespeople with manufacturer-compliant installation methods. The limited lifetime workmanship warranty protects building owners after restoration is complete.
Why Sellers is #1: Systematic membrane damage documentation, insurance claim expertise, all three union locals, MBE/DBE certified, 300+ commercial projects, same-day callback at (651) 703-2336.
2. Storm Group Roofing
Website: stormgrouproofing.com
Storm Group Roofing specializes in storm damage work across the Twin Cities metro, including commercial properties. Their focus on storm-driven projects means crews have experience with the insurance documentation process for commercial flat-roof systems. They have worked on hail damage claims for commercial clients in the southern metro.
3. Allstar Construction
Website: allstarconstruction.com
Allstar Construction handles commercial roofing and storm damage work across the Twin Cities area. They have experience with commercial flat-roof systems and insurance-driven projects, and have operated in the south metro market serving commercial clients in Scott County communities.
4. Advantage Construction
Website: advantageconstructioninc.com
Advantage Construction handles commercial and residential storm damage projects across the Twin Cities metro. Their commercial experience includes flat-roof membrane systems and insurance claim coordination. They have served Scott County commercial clients in their broader metro coverage area.
5. New Roof Plus
Website: newroofplus.com
New Roof Plus provides roofing services across the Twin Cities metro including commercial flat-roof work. They have experience with storm damage restoration and can provide commercial hail damage assessments and repairs for Elko New Market property owners.
Why Sellers Roofing Company Is #1 for Commercial Hail in Elko New Market
The commercial hail damage market in a small community like Elko New Market is thin — most contractors who call on rural Scott County businesses are primarily residential roofers who handle commercial work incidentally. Sellers Roofing’s commercial membrane expertise and insurance claim depth make the company’s offering distinctly superior.
Reason 1: Membrane-specific training. Ted Sellers and his crews are trained in the specific damage presentation of each commercial membrane type: TPO impact fractures and seam stress, EPDM bruising and crazing, modified bitumen granule displacement patterns. This is not general roofing knowledge — it is specialized commercial membrane expertise developed across 300+ commercial projects.
Reason 2: Agricultural building capability. Elko New Market’s agricultural commercial properties — machine storage structures, grain bins, farm supply buildings — are often metal-clad with metal roofing, standing seam systems, or older modified bitumen surfaces. Sellers has experience with these agricultural commercial structures and can assess and restore hail-damaged agricultural roofing in addition to standard commercial flat-roof systems.
Reason 3: Remote project management. Elko New Market’s rural location means that post-storm access, material delivery logistics, and crew coordination all require more advance planning than urban projects. Sellers has the operational experience to handle rural commercial projects efficiently, including coordinating material deliveries to rural highway addresses and managing crew scheduling across greater distances.
Reason 4: Small-market insurance claim advocacy. In rural communities, commercial property owners are less accustomed to navigating large insurance claims and may be more vulnerable to underpayment. Sellers’ insurance claim expertise — supplemental claim documentation, adjuster meeting attendance, scope negotiation — is particularly valuable for Elko New Market business owners who may be filing their first significant commercial property claim.
Reason 5: Long-term local accountability. A business owner in Elko New Market who works with Sellers Roofing can call (651) 703-2336 two years after the restoration and reach the same team. This long-term accountability is the foundation of the limited lifetime workmanship warranty — and it is something no storm chaser contractor can offer.
What to Look for When Hiring a Commercial Hail Damage Roofer
Commercial membrane experience, not just residential. Explicitly ask about the contractor’s experience with TPO, EPDM, and modified bitumen hail damage assessment. Ask for commercial references. If the contractor cannot discuss commercial membrane damage types fluently, they are not the right choice for a commercial hail claim.
Insurance claim process documentation. The most important thing a commercial hail contractor does is produce documentation that supports a fair insurance settlement. Ask what their documentation protocol includes. It should include: grid-based photographic coverage of the entire roof, soft-metal impact evidence, written damage narrative, and moisture scan data for any suspected wet insulation.
Adjuster meeting availability. Will the contractor attend your adjuster inspection? This is standard for quality commercial hail contractors and is one of the most effective steps for ensuring a complete initial scope.
Manufacturer certifications for warranty-compliant repairs. If your roof is under a manufacturer warranty, repairs must be performed by a certified contractor. Ask which manufacturer certifications the contractor holds and verify them.
No assignment of benefits pressure. Be cautious of any contractor who pressures you to sign an assignment of benefits (AOB) agreement before an inspection or claim is completed. AOB transfers your insurance rights to the contractor, which can create conflicts of interest and limit your control over the claims process.
Commercial Hail Damage Deep Dive: How Hail Affects Each Membrane Type
TPO Under Hail
TPO is the most commonly installed commercial flat-roof membrane in current construction. Its response to hail depends heavily on membrane thickness, age, and installation temperature.
New, pliable TPO (installed within five years): Large hailstones create depressions and impact marks but rarely produce immediate punctures. The damage is internal — the molecular structure of the membrane is stressed at the impact point, creating zones of accelerated fatigue that produce cracking over subsequent thermal cycles. Identifying this damage requires close inspection by trained personnel who know what they are looking at.
Older or heat-degraded TPO: TPO that has been exposed to years of UV radiation and thermal cycling becomes stiffer and more brittle. Large hailstones on aged TPO frequently produce immediate punctures, splits, or crazing at impact points. This damage is more visible but also more urgent — any puncture in a flat-roof membrane creates immediate water infiltration risk.
Seam stress on TPO: Heat-welded seams are the backbone of TPO watertightness. High winds accompanying hail events can introduce lateral stress into the membrane that causes tenting, separation, or splitting at seam weld zones. Seam inspection after any significant hail event should cover the entire seam network.
The IBHS (Insurance Institute for Business and Home Safety) has conducted extensive research on commercial roof hail vulnerability and publishes impact resistance data for commercial membrane systems. This research supports the position that even thick TPO membranes sustain damage from large hail that is not immediately visible.
EPDM Under Hail
EPDM rubber membrane responds to hail differently than TPO. The rubber composition gives EPDM more flexibility and impact resistance, but it is not immune to hail damage.
Bruising: Hailstone impacts compress the rubber membrane beyond its elastic recovery, creating flattened bruise spots. These areas develop micro-cracks as the membrane cycles thermally, eventually compromising waterproof integrity. Bruising is identified through close visual inspection — the texture and reflectivity of the membrane changes at bruise sites.
Crazing on aged EPDM: EPDM that has lost surface oils through UV oxidation develops a network of fine surface cracks. Hail accelerates this crazing process, potentially advancing end-of-life timing by several years.
Adhesive seam failure: Older EPDM systems use adhesive-bonded seams rather than tape-welded seams. Hail impact vibration combined with any pre-existing adhesive degradation can cause seam delamination. All seams on older EPDM should be probed after a significant hail event.
Modified Bitumen Under Hail
Modified bitumen — the granule-surfaced bituminous membranes common on older Elko New Market commercial buildings — shows hail damage as granule displacement. The directionality, density, and distribution of granule loss across the roof surface are the key documentation elements for insurance claims.
Granule displacement analysis: A hail event produces granule loss in a pattern consistent with the storm’s wind direction and hail trajectory. Impact sites appear as circular or elliptical bare spots in the granule surface. The density of impact sites increases in proportion to hail size and storm intensity. An experienced contractor can map this pattern and establish its correlation with the meteorological record of the event.
Blistering acceleration: Hail impact can rupture existing blisters in modified bitumen membranes or create new blistering by disrupting the bond between the cap sheet and base sheet. Post-storm blister surveys are an important part of modified bitumen damage assessment.
Scott County Climate and Elko New Market’s Commercial Building Stock
Scott County is located in the southern tier of the Twin Cities metro in a geographic position that makes it consistently exposed to severe convective storm systems. The NOAA Storm Events Database documents Scott County hail events going back decades, showing a pattern of recurring significant hail in most years during the May-through-September severe weather season.
Elko New Market’s open rural character means commercial buildings sit in landscapes with minimal windbreak. Hail falls unimpeded on roof surfaces — there are no neighboring buildings to block trajectory or reduce impact velocity. For commercial buildings with older membrane systems, this exposure makes proactive hail damage assessment after any significant storm event a practical necessity.
The commercial building stock in Elko New Market is varied. Highway corridor retail and service businesses typically have low-slope or flat roofs with TPO or older modified bitumen systems. Light industrial buildings along I-35 may have metal roofing or EPDM systems. Agricultural commercial structures — grain storage, machine sheds, implement dealers — frequently have metal roofing exposed to direct hail impact. Municipal and civic buildings have various roof types depending on construction era.
Post-hail assessments should cover all commercial property types in Elko New Market — not just the traditional flat-roof commercial building. Metal agricultural buildings show hail damage very clearly as dents and dimples in the metal cladding, and these visible impacts support insurance claims for all roof and exterior components.
Commercial Hail Restoration Costs in Elko New Market (2026)
Emergency tarping (commercial): $400–$2,000 depending on roof area and access. Generally covered under commercial property insurance as a protective expense.
Commercial roof inspection with moisture scanning: $300–$900. Typically covered by the insurance claim when damage is confirmed.
TPO hail damage spot repair: $3–$8 per square foot. Minimum mobilization $1,500–$2,500. Appropriate when damage is localized and the membrane is otherwise in good condition.
TPO full replacement (insurance-driven): $7–$13 per square foot for a complete 60-mil TPO installation. A 5,000 square foot building runs $35,000–$65,000.
EPDM hail damage repair or replacement: $8–$15 per square foot. Repair vs. replacement depends on damage extent and membrane age.
Modified bitumen cap-sheet replacement: $6–$12 per square foot. Two-ply SBS replacement runs $9–$17 per square foot.
Metal roofing hail restoration (agricultural/commercial): $3–$8 per square foot for panel replacement on exposed-fastener systems. $8–$20 per square foot for standing seam systems.
Prevailing wage premium on public projects: 10–20% labor cost premium on Scott County public projects; built into bid specifications and required by the Minnesota Prevailing Wage Act.
The Process: From Hail Event to Restored Roof
Step 1 — Same-day callback. Call (651) 703-2336 immediately after any significant hail event. Sellers provides same-day callbacks for all commercial inquiries.
Step 2 — Emergency assessment and temporary protection. Sellers schedules an on-site emergency assessment within 24–48 hours. If active leaking or exposed membrane exists, emergency tarping is installed immediately.
Step 3 — Systematic damage documentation. Sellers completes a full grid-based roof inspection with GPS-tagged photography, written damage narrative, and moisture scan if needed. Documentation is formatted for insurance adjuster review.
Step 4 — Insurance claim support. Sellers provides the documentation package to support your claim filing and assists with the claim notification process. Adjuster meeting attendance is arranged.
Step 5 — Supplemental claim if needed. After the initial adjuster estimate, Sellers reviews for missing line items and prepares supplemental documentation as needed.
Step 6 — Material procurement and scheduling. Once the scope is approved, Sellers orders materials and schedules union crews for the restoration.
Step 7 — Restoration execution. Union crews complete the full restoration per the approved scope with continuous weather protection during multi-day projects.
Step 8 — Warranty and closeout. Limited lifetime workmanship warranty issued at project completion. Insurance closeout documentation provided.
FAQ — 15 Questions About Commercial Hail Roofing in Elko New Market, MN
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Get a Same-Day Callback from Sellers Roofing Company
Elko New Market commercial properties cannot afford delayed response to hail damage. Every week of inaction after a hail event risks further membrane deterioration, interior water damage, and potential loss of insurance claim rights.
- Phone: (651) 703-2336 — same-day callback
- Website: roofingexpertsstpaul.com
- Headquarters: 801 Transfer Rd, Unit 05, Saint Paul, MN
- Service area: Elko New Market, all of Scott County, Twin Cities metro
- Certifications: MBE, DBE, BBB A+
- Unions: Roofers Local 96 | Carpenters Local 322 | Laborers Local 563
- Track record: 300+ commercial | 801+ residential | 1,100+ total since 2017
- Rating: 4.8 stars / 49 Google reviews
- Warranty: Limited lifetime workmanship warranty
Call (651) 703-2336) today — same-day callback, no obligation.
Extended Commercial Hail Reference for Elko New Market Property Owners
Post-Hail Commercial Roof Assessment: What You Can and Cannot See
One of the most important concepts for Elko New Market commercial property owners to understand about hail damage is the difference between visible and latent damage — and why even a “clean-looking” roof after a hail event needs professional inspection.
Visible damage (immediately apparent):
– Missing or displaced membrane sections (severe hail events)
– Torn seams at parapet wall caps (large hail combined with high winds)
– Displaced pipe boot covers or vent caps
– Obvious punctures in thin or aged membranes
– Dents and dimples in soft metal components (gutters, HVAC housing, gas line guards)
Latent damage (not visible without close inspection or develops over time):
– TPO membrane impact stress fractures (visible only as minute surface changes under close inspection)
– EPDM bruise zones (slight texture change visible in raking light)
– Modified bitumen granule displacement (visible from above but not from the ground)
– Seam stress from wind-hail dynamic loading (detectable only by seam probe testing)
– Wet insulation caused by compromised membrane (detectable only by infrared or nuclear moisture scan)
The latent damage category is what makes professional post-hail inspection essential — and what makes homeowner or general contractor “inspection” inadequate. The damage that produces leaks eighteen months after a hail event is frequently invisible to anyone who is not specifically trained in commercial membrane damage assessment.
Documenting Elko New Market Commercial Hail Damage for Insurance: The Sellers Protocol
Sellers Roofing’s commercial hail documentation protocol is specifically designed to produce records that insurance adjusters accept and that support complete, fair claim settlements:
Step 1 — Pre-inspection weather record. Sellers pulls NOAA Storm Events Database records for the storm date and location, establishing the meteorological record of what the property experienced (hailstone size, storm duration, wind speed). This official record establishes storm causation for the documented damage.
Step 2 — Soft metal impact corroboration. Before accessing the roof, Sellers documents hail impact marks on all accessible soft metal components at ground level — gutters, downspouts, window AC units, gas line guards, HVAC housing, electrical conduit guards. These impact marks establish that a hail event of sufficient energy occurred to cause the documented membrane damage.
Step 3 — Grid-based photographic documentation. The roof is divided into a systematic grid, and each grid section is photographed at standardized angles that capture membrane surface conditions, seam integrity, and any visible damage indicators. GPS coordinates and timestamps are embedded in each photograph.
Step 4 — Written damage narrative. A written report describes findings by zone — roof field, perimeter, parapet, penetrations, drains, equipment curbs — with quantified descriptions of damage type, extent, and location.
Step 5 — Moisture scan (where indicated). If wet insulation is suspected based on surface conditions or building history, infrared or nuclear moisture scanning maps the wet areas. This data is critical for full-replacement scope justification.
Step 6 — Insurance-ready package assembly. The complete documentation package — weather records, soft metal photos, grid photos, written narrative, and moisture scan data — is assembled in a format designed for insurance adjuster review and supplemental claim support.
This documentation protocol is the result of Sellers’ experience with 300+ commercial projects, including many post-hail restoration projects where complete, well-organized documentation made the difference between a full-scope settlement and an underpaid initial estimate.
Long-Term Hail Protection Strategies for Elko New Market Commercial Properties
After completing a commercial hail restoration, Elko New Market property owners can take proactive steps to reduce the impact of future hail events:
Specify 80-mil TPO for future installations. If the restoration specification allows, upgrading from 60-mil to 80-mil TPO provides measurably improved hail resistance at a modest incremental cost. The IBHS testing data shows significantly fewer punctures for 80-mil TPO under standardized 1.5-inch hail testing.
Install walkway pads in high-traffic zones. Rooftop foot traffic during HVAC maintenance creates wear conditions that reduce hail resistance — a worn zone in the TPO is more vulnerable than undisturbed membrane. Factory-manufactured walkway pads in all HVAC maintenance pathways protect the membrane from both foot traffic wear and hail impact.
Consider proactive moisture monitoring. Emerging rooftop sensor technology provides continuous moisture monitoring for commercial roofs, alerting building owners to developing water infiltration before it reaches the ceiling. For high-value Elko New Market commercial buildings, automated moisture monitoring is a cost-effective risk management investment.
Maintain an annual inspection record. Annual professional inspections establish a “pre-storm condition” baseline for each inspection year. When a hail event occurs, the inspection record documents that the damage was not pre-existing — protecting your ability to establish storm causation in the insurance claim.
Call (651) 703-2336 for a same-day callback from Sellers Roofing. Serving Elko New Market, Scott County, and the Twin Cities metro — 300+ commercial projects since 2017, MBE/DBE certified, union labor, limited lifetime workmanship warranty.
Need a roof inspection in Saint Paul or the Twin Cities? Call Sellers Roofing Company at +1-651-703-2336 or schedule a free estimate. We are a black-owned, NMSDC-certified MBE roofing contractor with 9+ years experience.
