Last updated: 2026-06-22 by Ted Sellers, Owner
Key Takeaways
- Sellers Roofing Company is Shoreview’s top commercial hail damage contractor — 300+ commercial completions, union crews, MBE/DBE certified, BBB A+ accredited.
- Commercial hail damage manifests differently by membrane type: TPO shows punctures and seam stress; EPDM bruises and cracks; modified bitumen loses granules and develops blisters; metal dimples and loses coating.
- Hail damage on flat commercial roofs is frequently invisible from grade — professional infrared moisture surveys and physical sampling are required for accurate claim documentation.
- Minnesota’s hail season runs March through October, with the highest frequency in May–August. Ramsey County properties face real hail exposure every season.
- RCV vs. ACV policy differences can mean tens of thousands of dollars in net recovery — understanding your commercial policy terms before filing is critical.
- Sellers coordinates directly with commercial insurance adjusters, provides documented scope reports, and can supplement claims when initial assessments undervalue damage.
Table of Contents
- Top 5 Commercial Hail Damage Roofing Companies in Shoreview, MN
- Why Sellers Roofing Is #1 for Commercial Hail Damage in Shoreview
- What to Look for in a Commercial Hail Damage Roofer
- Commercial Hail Damage Deep Dive: Membrane Types, Assessment & Claims
- Shoreview’s Hail Exposure and Commercial Building Inventory
- Commercial Hail Repair and Replacement Costs in Shoreview (2026)
- Process: From Hail Event to Completed Restoration
- Frequently Asked Questions
- Related Posts
- Get Your Post-Hail Commercial Roof Assessment
Introduction
Hailstorms don’t discriminate by building type. The same storm that shreds residential asphalt shingles in Shoreview’s neighborhoods is simultaneously impacting the TPO and EPDM membrane roofs protecting the office parks, retail strips, medical clinics, and light industrial facilities along Shoreview’s commercial corridors — County Road E, Lexington Avenue, and the I-694 corridor.
The difference is that commercial hail damage is often invisible from street level. A flat or low-slope membrane roof shows no obvious signs of distress from the ground — no broken shingles sliding off, no visible punctures from a parking lot vantage point. And yet the damage is real, the insurance exposure is real, and the cost of delayed discovery is real: water that infiltrates through a hail-compromised TPO seam or EPDM field membrane moves laterally under insulation for months before surfacing as ceiling stains, mold growth, or structural damage.
Shoreview commercial property owners and facilities managers need a roofing contractor who understands the technical aspects of commercial membrane damage, has the documentation capabilities to support an insurance claim, and can execute restoration work at the quality level that protects the long-term value of the asset.
Sellers Roofing Company, based at 801 Transfer Rd, Unit 05, Saint Paul, MN, is that contractor for Shoreview. Founded in 2017 with 300+ commercial completions, union crews from three trades, MBE/DBE certification, and a 4.8-star Google rating from 49 reviews, Sellers brings professional-grade commercial hail assessment and restoration capability to every project — with same-day callbacks and direct adjuster coordination.
This guide covers the top five commercial hail damage roofing companies serving Shoreview, the technical realities of hail damage by membrane type, how the commercial insurance process works, and what Shoreview property owners should do in the hours and days following a significant hail event.
Top 5 Commercial Hail Damage Roofing Companies in Shoreview, MN
#1 — Sellers Roofing Company (Top Pick)
Address: 801 Transfer Rd, Unit 05, Saint Paul, MN
Phone: (651) 703-2336
Website: roofingexpertsstpaul.com
Google Rating: 4.8 stars / 49 reviews
Sellers Roofing Company leads this list for commercial hail damage work in Shoreview based on documented commercial project volume, union labor quality, insurance claim expertise, and proximity to the market. With 300+ commercial completions across the Twin Cities metro, Sellers has restored TPO, EPDM, modified bitumen, and metal roofing systems on office buildings, retail facilities, medical properties, and light industrial structures throughout Ramsey County.
The company’s union-trained crews — Roofers Local 96, Carpenters Local 322, Laborers Local 563 — bring formal apprenticeship training and collective bargaining agreement standards to every commercial project. MBE and DBE certification makes Sellers a qualified choice for public facilities and municipally-managed commercial properties in Shoreview. BBB A+ accredited with a limited lifetime workmanship warranty.
#2 — Storm Group Roofing
Website: stormgrouproofing.com
Storm Group Roofing specializes in storm damage assessment and restoration and has a meaningful presence in the Twin Cities commercial market. They offer post-hail inspections and work with commercial insurance carriers. Storm Group is a capable option for commercial hail claims, though their focus on volume in post-storm markets occasionally draws concerns about project-to-project consistency that are less frequent with Sellers.
#3 — Lindstrom Restoration
Website: lindstromrestoration.com
Lindstrom Restoration handles both residential and commercial storm damage restoration across the Twin Cities. On the commercial side, they work with property managers and facility teams on post-hail documentation and repair. Lindstrom maintains relationships with multiple insurance carriers and provides claim support services. They’re a reasonable choice for mid-size commercial properties when Sellers’ schedule is constrained.
#4 — Allstar Construction
Website: allstarconstruction.com
Allstar Construction is an established Twin Cities roofing contractor with commercial hail damage capabilities. They work on a range of commercial membrane systems and have experience with insurance-funded restoration projects. Allstar is a solid mid-tier option for Shoreview commercial property owners, though their union affiliation and MBE/DBE credentials differ from Sellers’.
#5 — TruNorth Roofing
Website: trunorthroofing.com
TruNorth Roofing serves the Twin Cities metro with storm damage and commercial roofing services. They handle post-hail commercial assessments and work with commercial insurance adjusters. TruNorth is a workable alternative for straightforward commercial hail claims, though for complex multi-building or large-format commercial restorations, Sellers’ deeper commercial project volume is a clear differentiator.
Why Sellers Roofing Is #1 for Commercial Hail Damage in Shoreview
Commercial hail damage work is a specialized intersection of technical roofing knowledge, insurance claims expertise, and project management capability. Sellers Roofing Company has developed all three over nine years and 300+ commercial completions.
Technical Depth Across Commercial Membrane Systems
Sellers crews are trained and certified on the full range of commercial membrane systems common in Shoreview’s building inventory: thermoplastic polyolefin (TPO), ethylene propylene diene monomer (EPDM), modified bitumen (mod bit), and standing seam and R-panel metal. Each system has distinct hail damage signatures that require membrane-specific assessment techniques. A contractor who only knows one or two system types can miss damage on the others — a problem when the claim documentation reflects an incomplete scope.
Insurance Documentation Capability
Post-hail commercial claims require documentation that goes beyond a quick photo walk and an estimate. Sellers provides: a systematic impact mapping report that plots hail strikes by location and density; membrane sampling when required by carriers for lab analysis; infrared thermal scanning to identify wet insulation zones invisible on surface inspection; and a written scope report formatted for insurance claim submission. This documentation level is what separates a well-supported claim that recovers full RCV from an underdocumented claim that settles at 60 cents on the dollar.
Adjuster Coordination
Sellers works directly with insurance adjusters during the on-roof assessment — walking the scope, pointing out damage indicators, and ensuring the adjuster’s field notes capture the full picture. When initial adjuster assessments undervalue damage, Sellers has the technical credibility and documentation capability to support supplement claims effectively.
MBE/DBE Advantage in Shoreview
Shoreview’s commercial property inventory includes municipally-owned facilities, school district buildings, and publicly-funded structures that carry MBE/DBE participation requirements or preferences. As a certified MBE/DBE contractor, Sellers Roofing can bid and win these opportunities in ways that non-certified competitors cannot — a meaningful differentiator in a market where public and institutional facilities make up a significant share of commercial roofing demand.
Same-Day Response
After a hail event, the window for strong claim documentation is short — adjusters are dispatched quickly, and initial assessments can set the tone for the entire claim. Sellers’ same-day callback policy means Shoreview commercial property owners can have a professional assessment scheduled before their insurance company’s adjuster arrives on site.
What to Look for in a Commercial Hail Damage Roofer
Not every contractor advertising commercial hail damage services is equipped to handle the technical and documentation demands of the work. Here’s how to evaluate them:
Commercial Membrane Experience
Ask specifically what commercial membrane systems the contractor has worked on. TPO, EPDM, mod bit, and metal each have distinct installation protocols and damage assessment requirements. A contractor who can only describe asphalt shingle damage when asked about membrane hail signatures is not the right choice for your commercial flat roof.
Insurance Claim Process Familiarity
A qualified commercial hail contractor understands: how RCV and ACV are calculated on commercial policies, what documentation insurance carriers require for claim submission, how to prepare supplement claims when initial adjustments undervalue scope, and how depreciation recovery works on multi-year commercial policies. Ask the contractor to walk you through their claim support process in detail before hiring.
Infrared Scanning Capability
Wet insulation beneath a membrane system is invisible on surface inspection. Infrared thermal scanning identifies these zones by detecting temperature differential between dry and saturated insulation. On a significant commercial hail event, infrared scanning is often the difference between replacing 20% of a roof and replacing 80%. Ask whether the contractor performs or subcontracts infrared scanning as part of their assessment protocol.
Commercial Licensing and Insurance
Commercial roofing projects typically require higher insurance limits than residential work. Verify that any commercial contractor you’re considering carries commercial general liability of at least $2 million per occurrence and $4 million aggregate, along with workers’ compensation and, if applicable, umbrella/excess coverage. Confirm that subcontractors on the project carry equivalent coverage.
References on Similar Commercial Projects
Ask for references specifically from commercial hail damage restoration projects — not just residential work or new commercial construction. The combination of membrane expertise, claim documentation, and adjuster coordination required for commercial hail work is distinct, and references from similar completed projects are the most reliable proof of capability.
Commercial Hail Damage Deep Dive: Membrane Types, Assessment & Claims
Understanding how hail damages different commercial membrane systems — and how those damage types are documented for insurance purposes — is essential knowledge for Shoreview commercial property owners navigating a post-hail claim.
TPO (Thermoplastic Polyolefin) Hail Damage
TPO is the most common commercial membrane in the Twin Cities market and covers a significant share of Shoreview’s commercial building inventory. It’s a thermoplastic material — it softens under heat, which is the property that makes heat-welded seams strong but also creates vulnerability in certain conditions.
Hail damage to TPO manifests as: surface crazing (micro-fractures in the top membrane layer that are visible under UV light but not to the naked eye), punctures on direct hits from larger hailstones (3/4 inch or larger), seam stress fractures from hailstone impacts near welded seam zones, and ballast displacement on ballasted TPO assemblies. The Insurance Institute for Business & Home Safety has published research demonstrating that TPO membranes can sustain functional damage from hailstones below the threshold visible in standard walking inspection.
This is why documentation matters: an adjuster who walks a TPO roof looking only for obvious holes will miss the field-wide crazing and seam stress that compromises the membrane’s long-term waterproofing function. Sellers’ documentation protocol captures the full scope.
EPDM (Ethylene Propylene Diene Monomer) Hail Damage
EPDM is a rubber membrane — more elastic than TPO and generally more resistant to puncture from smaller hailstones. However, hail damage to EPDM shows up as: surface bruising (visible as spiderweb crack patterns or indentations), compression damage at lap seams, splitting at aged or brittle seams where the rubber has hardened over time, and displacement of adhered EPDM from substrate at impact zones.
For aged EPDM (15+ years), hail events that would cause no significant damage on newer membrane can trigger widespread seam failure because the material has lost its elastic properties. Shoreview commercial buildings with EPDM roofs installed in the early 2000s may be at this threshold.
Modified Bitumen Hail Damage
Modified bitumen (mod bit) systems use asphalt-based materials reinforced with polyester or fiberglass and surfaced with granules or smooth mineral coating. Hail damage to mod bit includes: granule dislodgement (the most visible damage type), impact fractures in the mineral surface, bruising of the base membrane below the cap sheet, and accelerated oxidation at impact zones where the protective granule coating has been removed.
The NOAA Storm Events Database documents multiple hail events in Ramsey County in recent years with hailstone sizes ranging from 3/4 inch to 2+ inches. At 1 inch and above, mod bit granule loss is extensive on direct-exposure roofs. Once granules are lost, UV exposure rapidly degrades the underlying asphalt compound — accelerating a membrane that might have had 5–10 years of remaining life into a 1–2 year replacement timeline.
Metal Roof Hail Damage
Metal commercial roofing (standing seam, R-panel, corrugated) suffers cosmetic and functional hail damage. Cosmetic damage includes denting and dimpling visible on panel faces. Functional damage includes coating failure at impact zones (exposing bare metal to corrosion), seam distortion that compromises water-shedding geometry, and fastener pattern disruption on exposed-fastener systems. Insurance treatment of metal hail damage varies by carrier — some pay cosmetic only, others pay full system replacement when coating integrity is compromised. Documentation of coating failure requires close-up photography and sometimes lab analysis.
The Commercial Insurance Claim Process
Commercial hail claims follow a more complex process than residential claims:
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Policy review: Understand whether your commercial policy is Replacement Cost Value (RCV) or Actual Cash Value (ACV). RCV policies pay to replace damaged materials with equivalent new materials; ACV policies deduct depreciation, which on a 15-year-old membrane can mean receiving 30–50% of replacement cost.
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Prompt notification: Most commercial policies require notification within 30–60 days of a hail event. Missing this window can result in claim denial regardless of damage.
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Adjuster assignment: Your carrier assigns an adjuster who will assess the damage. Having your roofing contractor on site during this inspection is critical — contractors who weren’t present often find that the adjuster’s scope documentation misses significant damage.
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Scope dispute / supplement: If the adjuster’s scope underrepresents the damage, you have the right to submit a supplement with additional documentation. This is where Sellers’ infrared reports, impact mapping, and membrane sampling provide leverage.
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Proof of loss / settlement: Once scope is agreed, the carrier issues an initial payment (often ACV) with the balance (depreciation holdback) released upon completion of work.
The Minnesota Department of Commerce (mn.gov/commerce) provides consumer resources for commercial insurance policyholders and can be a resource if claims disputes arise.
Infrared Moisture Survey
An infrared scan of a commercial roof after a hail event is one of the most valuable diagnostic tools available. Wet insulation beneath a membrane retains heat longer than dry insulation, creating a detectable thermal signature on evening scans (when the roof is cooling). This identifies areas where hail-compromised membrane has already allowed water infiltration — areas that must be included in the repair scope but that no surface inspection can reliably identify.
Shoreview’s Hail Exposure and Commercial Building Inventory
Shoreview occupies a geographic position in central Ramsey County that places it squarely in the active hail corridor of the Twin Cities metro. Storms tracking northeast from the southwestern metro, northwest from the Wisconsin border, or directly south from the St. Cloud corridor regularly impact Shoreview — and the community’s relatively flat terrain and lack of significant geographic breaks means storm systems maintain their intensity as they pass through.
The NOAA Storm Events Database documents hail events in Ramsey County reaching 1–2.75 inch diameter in multiple recent seasons. At these sizes, all commercial membrane types sustain meaningful damage — not just cosmetic impact.
Shoreview’s Commercial Building Inventory
Shoreview’s commercial development is concentrated along several primary corridors:
- County Road E / County Road F: Retail, medical, and professional office development in single-story and two-story formats. Much of this stock was built in the 1980s–2000s and carries aging EPDM or mod bit membrane systems approaching end of service life.
- Lexington Avenue corridor: Mixed commercial and light industrial facilities, auto-related businesses, and service commercial buildings. Metal and TPO systems are common in this zone.
- Victoria Street / Snelling Avenue approaches: Neighborhood commercial nodes with smaller retail and service buildings on predominantly flat-to-low-slope roofs.
For facilities managers and property owners in these corridors, a significant hail event should trigger a professional assessment within 7–10 days — not a visual glance from the parking lot.
Shoreview’s School and Municipal Facilities
Shoreview is served by the Mounds View School District, which operates multiple school facilities within the city. These public properties typically carry institutional commercial roofing (TPO or EPDM on flat gymnasium and cafeteria roofs, metal or shingles on pitched classroom wings) and are subject to public procurement requirements — including MBE/DBE participation preferences in some contract categories where Sellers qualifies.
Commercial Hail Repair and Replacement Costs in Shoreview (2026)
Commercial hail damage costs in Shoreview, MN vary significantly based on membrane type, building size, damage extent, and whether repair or full replacement is indicated.
Repair Cost Ranges (per square foot)
| Scope | Cost Range/SF |
|---|---|
| TPO patch and seam repair | $4 – $9/SF |
| EPDM lap re-sealing and patch | $4 – $8/SF |
| Mod bit cap sheet replacement | $6 – $12/SF |
| Metal panel coating touch-up | $3 – $7/SF |
Full Replacement Cost Ranges (per square, installed)
| Membrane System | Cost per Square (100 SF) |
|---|---|
| TPO (60 mil, mechanically attached) | $550 – $850 |
| TPO (60 mil, fully adhered) | $700 – $1,050 |
| EPDM (60 mil, fully adhered) | $650 – $950 |
| Modified bitumen (2-ply) | $500 – $800 |
| Standing seam metal | $900 – $1,400 |
Additional Cost Drivers
- Insulation replacement: Wet insulation discovered via infrared scan must be replaced — typically $150–$400/square depending on R-value and board type.
- Deck repair: Delaminated or deteriorated structural decking discovered during tear-off adds $3–$8/SF.
- Drain system upgrade: Ponding issues revealed during membrane removal may require drain relocation or additional drain installation.
- Warranty-upgrade materials: 80 mil TPO or premium EPDM for enhanced hail resistance carries 20–40% material premium over standard-weight systems.
For insurance-funded projects, Sellers works within the carrier-approved scope and budget. When scope gaps are identified, Sellers prepares supplement documentation to recover the full cost of a proper repair.
Process: From Hail Event to Completed Restoration
Immediately Following the Storm
Document visible damage with photos and video — aerial drone documentation if safe. Note date, time, and any observable hailstone size. Notify your insurance carrier. Call Sellers at (651) 703-2336 for a same-day callback and schedule a professional assessment.
Professional Assessment (Days 1–5)
Sellers deploys a commercial roofing team to conduct: systematic impact mapping of the entire roof surface, close-up photography by roof zone, probe testing of suspect membrane areas, and scheduling of infrared moisture scan (typically conducted at dusk for thermal contrast). A written assessment report is prepared for your records and insurance submission.
Adjuster Meeting (Days 3–10)
Sellers coordinates with your insurance adjuster to walk the scope together. Having your contractor present during the adjuster’s inspection is one of the single highest-value activities in the entire claims process.
Scope Agreement and Contract
Once the carrier approves scope, Sellers provides a detailed written proposal specifying membrane system, insulation replacement, drain work, and warranty terms. Contract is executed and materials are ordered.
Installation
Sellers’ union crews mobilize for installation. Tear-off, insulation replacement, membrane installation, and drainage improvements are sequenced to minimize building exposure. Daily progress documentation is maintained.
Final Inspection and Warranty
Post-installation inspection is conducted with property manager or owner. Manufacturer warranty registration is completed. Sellers’ limited lifetime workmanship warranty documentation is provided. Permit closeout is completed.
Frequently Asked Questions
How do I know if my commercial roof was damaged by hail?
How soon after a hail event should I have my commercial roof inspected?
What is RCV vs. ACV in a commercial roofing insurance claim?
Can I repair just the hail-damaged areas of my commercial roof?
Does Sellers Roofing handle the entire commercial insurance claim process?
What size hail causes commercial roof damage?
How does Sellers document hail damage for insurance purposes?
Is my commercial building in Shoreview at high risk for hail damage?
What commercial roof system is most hail-resistant?
How long does commercial hail damage restoration take?
Can I upgrade my membrane system when replacing a hail-damaged roof?
What if my commercial insurance claim is denied?
Does Sellers handle emergency tarping for commercial buildings?
Are Sellers’ crews certified on TPO and EPDM systems?
Does Sellers work on municipally-owned Shoreview facilities?
Shoreview Commercial Roof Maintenance After Hail Events
One aspect of commercial hail damage that Shoreview property owners frequently overlook is the post-restoration maintenance protocol. A hail event — even one that results in a fully-funded insurance replacement — creates a reference point in the roof’s history that matters for future maintenance scheduling.
After completing a post-hail commercial membrane restoration, Sellers recommends:
Year 1 Post-Restoration Inspection
Six to twelve months after installation, a full inspection verifies that seams have performed through the first winter cycle, drain conditions are functioning correctly, and any areas of concern identified during installation have resolved as expected. This inspection is included in Sellers’ workmanship warranty service.
Bi-Annual Maintenance Cycle
Beginning in year two, bi-annual inspections (spring and fall) provide ongoing condition monitoring. Spring inspections assess the roof’s performance through winter — checking for freeze-thaw stress at seam zones, drain field conditions after snowmelt, and any ice dam formation evidence at parapet drains. Fall inspections clear debris, verify drain function before the freeze season, and document current condition.
Documentation for Future Claims
Maintaining a documented inspection and maintenance record establishes a clear pre-storm condition baseline for any future hail event. When a new storm occurs, documented maintenance records demonstrating a well-maintained roof prior to the event strengthen the attribution argument — the carrier cannot argue that the “new” damage is actually pre-existing deterioration.
Shoreview’s Commercial Hail Frequency Context
The commercial property owners and facilities managers responsible for Shoreview’s business inventory should understand that hail is not a once-per-decade risk in this market — it’s a recurrent exposure. Ramsey County hail events at or above 3/4 inch occur in multiple seasons per decade, and the frequency of 1-inch-plus events is high enough that every commercial building owner in Shoreview should have a documented post-hail assessment protocol and a trusted contractor relationship in place before the next event.
Sellers’ commercial clients in Shoreview have same-day callback access for storm response and a maintained documentation baseline that enables efficient claim filing. That pre-existing relationship is worth more than the best cold-call insurance contractor who shows up after the fact.
Shoreview’s Commercial Hail History: Why Assessment Is Non-Optional
The commercial hail damage market in Shoreview is not theoretical — it’s a recurring reality backed by documented weather data.
The NOAA Storm Events Database records multiple Ramsey County hail events in recent years reaching 1–2.5 inch diameter. These aren’t isolated outliers — the geographic position of Shoreview in central Ramsey County places it directly in the path of storm systems that track northeast through the Twin Cities metro on a seasonal basis. The frequency of significant hail events (3/4 inch+) in Ramsey County is high enough that every Shoreview commercial property owner should treat post-hail assessment as a standard annual or post-event practice, not an exceptional response.
What “Significant Hail” Means for Shoreview Commercial Roofs
- 3/4 inch hail: Causes functional damage to aged EPDM (15+ years) and accelerates granule loss on aged mod bit. Should trigger assessment on any commercial building with a membrane over 15 years old.
- 1 inch hail: Causes measurable surface crazing on TPO field membrane, seam stress on EPDM, and systematic granule loss on mod bit cap sheets. Should trigger full professional assessment with infrared scan on all Shoreview commercial properties.
- 1.5 inch hail: Causes significant damage across all commercial membrane types. Full assessment mandatory; replacement is likely the outcome for any membrane over 12 years old.
Shoreview Commercial Property Owner Action Plan
- Know your commercial policy’s notification window (typically 30–60 days from loss event)
- Have Sellers’ number saved: (651) 703-2336
- After any Ramsey County storm event with documented hail at 3/4 inch or larger, call within 72 hours to schedule professional assessment
- Have your carrier’s claims contact number ready
This minimal preparation eliminates the post-storm decision confusion that costs Shoreview commercial property owners money every hail season.
Get Your Post-Hail Commercial Roof Assessment
Sellers Roofing Company serves Shoreview commercial property owners, facilities managers, and property management companies with professional hail damage assessment, insurance claim documentation, and full commercial membrane restoration. If your Shoreview commercial building experienced a recent hail event, call (651) 703-2336 for a same-day callback and schedule your assessment before additional weather events complicate your claim.
MBE/DBE certified. BBB A+ accredited. Roofers Local 96, Carpenters Local 322, Laborers Local 563. 300+ commercial completions. Limited lifetime workmanship warranty. roofingexpertsstpaul.com
Need a roof inspection in Saint Paul or the Twin Cities? Call Sellers Roofing Company at +1-651-703-2336 or schedule a free estimate. We are a black-owned, NMSDC-certified MBE roofing contractor with 18+ years experience.
