Best Storm Damage Roofers in Roseville, MN (2026)

Last updated: 2026-06-09 by Ted Sellers, Owner

Storm Damage Roofing in Roseville: What the City’s Housing Stock Demands

Roseville is one of the Twin Cities’ most established inner-ring suburbs — approximately 36,000 residents in Ramsey County, bordered by Shoreview to the north, Saint Paul to the south, Arden Hills to the northwest, and New Brighton to the east. The city’s geography and history shape its roofing needs more specifically than most Twin Cities suburbs.

The defining characteristic of Roseville’s residential housing stock is its age. A substantial share of the city’s single-family homes were built between 1950 and 1975. These are the homes that fueled postwar suburban expansion — ramblers, split-levels, two-stories, and colonials built when lumber was cheap, insulation was thin, and building code ventilation requirements didn’t exist in their current form. Many of these roofs have been replaced once already and are due for another cycle. Some have been replaced with substandard materials by contractors who no longer operate in the market. A few are still carrying original roofing from the 1970s and 1980s.

When storm damage hits a Roseville rambler from 1963, the conversation is different from storm damage on a Woodbury new-construction home. The decking may have decades of moisture history. The attic may have the original three vents added as an afterthought by a builder in 1964. The chimney flashing may have been re-sealed with tar so many times that identifying the original masonry is difficult. The storm damage is real and the insurance claim is valid, but the contractor who arrives needs to know how to assess a mid-century home’s structural context, not just photograph the obvious shingle damage.

This guide ranks the five best storm damage roofers serving Roseville in 2026 — contractors with verified credentials, documented track records, and genuine knowledge of the Roseville market and housing stock.

Storm damage on your Roseville property right now? Call Sellers Roofing at (651) 703-2336 — same-day callback guaranteed.

Top 5 Storm Damage Roofers in Roseville, MN

1. Sellers Roofing Company — Saint Paul, MN

Website: roofingexpertsstpaul.com
Phone: (651) 703-2336
Founded: 2017
Certifications: MBE, DBE, BBB A+ Accredited
Unions: Roofers Local 96 | Carpenters Local 322 | Laborers Local 563
Reviews: 4.8★ / 49 Google reviews

Sellers Roofing Company leads the Roseville storm damage market with a combination of credentials, experience, and accountability that no competitor can match. Headquartered in Saint Paul — immediately south of Roseville’s city border — Sellers serves the entire Roseville market with the proximity of a neighborhood contractor and the capabilities of an institutional-grade commercial and residential firm. Founded by Ted Sellers in 2017, the company has completed 801+ residential projects and 300+ commercial projects across the Twin Cities metro, with a meaningful portion of that volume in Ramsey County.

What matters most for storm damage work is not just installation skill — it is insurance claim management expertise combined with emergency response capability. Sellers’ direct adjuster coordination process, pre-claim documentation methodology, and supplement filing record give Roseville homeowners the best possible outcome from the insurance claim side of a storm project. Their same-day callback commitment and emergency tarping capability mean that when a storm leaves a Roseville home exposed, Sellers responds faster than the competition.

The company’s union signatory status — Roofers Local 96, Carpenters Local 322, Laborers Local 563 — ensures installation quality that residential homeowners cannot independently verify but that the union apprenticeship system validates. Their MBE and DBE certifications confirm ownership and operational accountability through governmental verification.

Notable specialties: Direct adjuster coordination, emergency tarping, union-quality installation, MBE/DBE certification, BBB A+ accreditation, same-day callback, limited lifetime workmanship warranty.

2. Craftsmen Home Improvements — Edina, MN (serves Roseville)

Website: craftsmenhomeimprovements.com

Craftsmen Home Improvements has operated in the Twin Cities market since 1991, accumulating one of the highest review volumes of any Minnesota roofing contractor — documented at 435 Google reviews, 1,200+ Angi reviews, and an 18-time Angi Super Service Award winner. They hold a BBB A+ Accredited rating and a lifetime labor warranty, and their Roseville-specific page at craftsmenhomeimprovements.com/roofers-roseville-mn confirms active service in the city. For Roseville homeowners who weigh review volume as a primary vetting criterion, Craftsmen’s documented track record is among the strongest in the market.

Their 35-plus year operating history means they have processed storm damage claims through multiple hail cycles and carrier changes, and their GuildQuality survey data (98% recommendation rate across hundreds of surveys) provides independent verification of customer satisfaction that goes beyond self-reported metrics.

Notable specialties: 35+ years operating, extensive verified review base, lifetime labor warranty, storm damage claim experience, BBB A+ accreditation.

3. Northface Construction — Elk River / Minneapolis, MN (serves Roseville)

Website: Verify at northfaceconstruction.net

Northface Construction is a GAF-certified installer with an A+ BBB rating that serves the Roseville area as part of their Twin Cities metro coverage. Their specialty is residential roof replacement and storm damage restoration, with a documented review base that includes detailed named customer accounts from across the metro. GAF certification enables them to issue GAF’s higher-tier warranty programs on qualifying installations, which matters for Roseville homeowners who want strong manufacturer-backed material coverage on top of a contractor workmanship warranty.

For Roseville homeowners who specifically want a GAF-certified contractor with active metro storm restoration experience, Northface is a credible option to include in a multi-bid comparison.

Notable specialties: GAF-certified installation, A+ BBB rating, storm damage restoration focus, Twin Cities metro coverage including Roseville.

4. Krech Exteriors — Eagan, MN (serves Roseville)

Website: krechexteriors.com
Phone: (651) 688-6368

Krech Exteriors’ 35-plus year market tenure spans the full range of Ramsey County weather cycles and storm events. They serve Roseville as part of their Twin Cities metro coverage and hold certifications with GAF, Owens Corning, and CertainTeed — the three manufacturers whose products collectively represent the majority of replacement shingle installations in the Roseville market. Their lifetime workmanship guarantee provides durable accountability beyond the installation date.

For Roseville homeowners dealing with storm damage plus other exterior components (siding, windows, gutters damaged in the same event), Krech’s multi-component exterior restoration capability reduces the coordination burden of working with multiple contractors on a single post-storm project.

Notable specialties: 35+ years in market, multi-manufacturer certifications (GAF, OC, CertainTeed), lifetime workmanship guarantee, full exterior restoration capability.

5. Allstar Construction — Maple Plain, MN (serves Roseville)

Website: allstartoday.com
Phone: (763) 297-5100

Allstar Construction has served the Twin Cities exterior restoration market continuously since 1979. Their Roseville coverage is part of their broad Greater Twin Cities service area, and their storm damage restoration services include roofing, siding, windows, and gutters — relevant for Roseville homeowners who sustained compound damage across multiple systems in a single event. Their 45-plus year track record means established internal claims management procedures and institutional relationships with major carriers.

For Roseville homeowners who want a contractor with a decades-long operating track record and the ability to coordinate multi-component storm restoration under a single contract, Allstar is a legitimate option to evaluate.

Notable specialties: 45+ years in market, full exterior storm restoration, insurance claims coordination, multi-component damage capability.

Why Sellers Roofing is #1 for Storm Damage in Roseville

The four dimensions of storm damage contractor excellence are: emergency response speed, insurance claim expertise, installation quality, and accountability. Sellers Roofing outperforms Roseville’s field in all four — with a geographic proximity advantage that no Edina- or Maple Plain-headquartered competitor can match.

Geographic Proximity: Sellers operates from 801 Transfer Rd in Saint Paul’s Midway neighborhood — directly adjacent to Roseville’s southern border on Hamline Avenue. For emergency response after a storm event, proximity directly translates to speed. A Saint Paul-based contractor can have a tarping crew on a Roseville property faster than a contractor dispatching from the western suburbs.

Insurance Claim Expertise at Commercial Scale: Sellers manages both residential and commercial insurance claims. That dual-market experience matters for Roseville homeowners because it means the team managing your residential claim has also processed commercial policies — often more complex than residential HO-3 policies — and brings that document-management sophistication to residential claim coordination. The result is more complete initial scope documentation, more aggressive supplement filing, and a higher capture rate of the full insurance value your policy provides.

Union Craft Standards: Roseville’s aging housing stock demands installation craft, not just speed. A mid-century rambler with 60-year-old roof deck framing, marginal attic ventilation, and a chimney that has been re-flashed multiple times requires a crew that knows how to assess each component before installing over it. Union apprenticeship programs — Roofers Local 96 specifically — train workers to make these contextual assessments, not just run shingles. Non-union crews may be skilled, but the training standard is self-certified rather than union-verified.

Accountability Structure: Sellers is MBE and DBE certified (government-verified minority business enterprise designations requiring annual renewal), BBB A+ Accredited, and holds a 4.8★ Google rating across 49 reviews. These credentials represent multiple independent accountability structures beyond the company’s own marketing claims. For a Roseville homeowner committing $15,000 to $22,000 to a post-storm roof replacement, that accountability matters more than a low bid from an unknown contractor.

Warranty Coverage: Sellers’ limited lifetime workmanship warranty, combined with manufacturer material warranties from GAF, Owens Corning, CertainTeed, and other premium brands, gives Roseville homeowners the layered warranty protection that post-storm replacement investments deserve. A roof installed after a storm damage claim needs to last as long as the house — not just as long as the next hail event.

Same-Day Callback: Roseville homeowners should not have to leave voicemails and wait 24 to 48 hours after a storm to hear from their roofer. Sellers guarantees same-day callback on every inquiry — a commitment that reflects the urgency that storm damage demands.

What to Look for When Hiring a Storm Damage Roofer in Roseville

Verify Minnesota DLI Licensing: The Minnesota Department of Labor and Industry requires residential roofing contractor licensing for any contractor performing residential roofing work in the state. Check the contractor’s license status at dli.mn.gov before your first meeting. Unlicensed contractors cannot legally pull permits, and permit-less work creates resale and warranty complications.

Verify Insurance with Correct Coverage Dates: Request a Certificate of Insurance specifying both general liability (minimum $1M per occurrence) and workers’ compensation. Verify that the certificate dates cover your project timeline. Storm chasers sometimes carry policies that lapse between events and are renewed just for the claim season.

Ask About Specific Roseville Storm Experience: Roseville’s housing stock has specific characteristics — ramblers with shallow pitches, homes with inadequate original ventilation, mid-century construction with decking challenges — that require local familiarity. Ask bidders whether they have done storm damage work on similar homes in Roseville specifically, and ask for references from Roseville customers.

Evaluate the Pre-Claim Documentation Offer: A serious storm damage contractor offers to document your damage before you notify your carrier — producing photographs, a scope-of-loss, and NOAA storm record documentation that you can use in the claim process. A contractor who shows up with a clipboard and a verbal pitch after you’ve already called your carrier has less to offer.

Understand Supplement Capability: The initial insurance payment after a storm damage claim is frequently not the final payment. Supplement filing — presenting documented evidence of line items the adjuster missed — recovers significant value for many Roseville homeowners. Ask bidders specifically whether they file supplements, how they document supplement claims, and what their supplement success rate looks like.

Red Flags to Avoid:
— “We can cover your deductible” (insurance fraud in Minnesota)
— No Minnesota physical address
— Asking you to sign an Assignment of Benefits as a condition of starting work
— No permit offer (all full replacements in Roseville require a City of Roseville building permit)
— Verbal estimate only — no written line-item scope
— Pressure to sign same day, especially on a door-knock approach after a storm

Navigating the Storm Insurance Claim: A Roseville Homeowner’s Guide

Insurance claim navigation is where Roseville homeowners lose or recover thousands of dollars on an otherwise identical storm damage scenario. Here is the full process from storm event to final payment.

Before the Storm: Know Your Policy

The most valuable preparation happens before any storm. Review your homeowner’s policy Declarations Page for:

Coverage type: RCV (Replacement Cost Value) vs. ACV (Actual Cash Value). Under RCV, your carrier pays the current full replacement cost minus your deductible, withholding depreciation until after completion. Under ACV, the carrier pays only the depreciated value — on a 20-year-old Roseville roof worth $18,000 to replace, an ACV settlement might be only $7,000 to $9,000. Many older Roseville homes carry ACV policies that owners don’t know about until the claim is filed.

Deductible type and amount: Standard deductibles run $500 to $2,500 on most Roseville policies. Some policies — particularly those issued after major regional hail events — carry a separate wind-and-hail deductible stated as a percentage of your Dwelling Coverage Amount. On a home with $350,000 in dwelling coverage, a 1% wind-and-hail deductible is $3,500. Know your deductible before the storm, not after.

Claims window: Most Minnesota policies allow 12 months from the date of loss to file a storm damage claim. Some policies, particularly those issued by surplus-lines or specialty carriers, have shorter windows. Filing promptly is always the right approach.

Immediately After a Storm: Document First

Within 24 hours of a storm event affecting your Roseville property:

Take timestamped photographs of every visible damage point — missing or displaced shingles, bent gutters and downspouts, damaged fascia or soffits, damaged window screens or siding panels, and any debris that fell from the roof. If hail struck, photograph undisturbed hailstones on a flat surface for size documentation before they melt. Photograph any interior ceiling stains or wet insulation in the attic if you can safely access it.

This documentation establishes the causation link between the storm event and the damage — the core factual requirement for a storm damage claim.

Call Your Contractor Before Your Carrier

This is the single most valuable piece of advice for Roseville storm damage homeowners. Call your storm damage roofing contractor before notifying your insurance carrier. Sellers Roofing will deploy a pre-claim inspection team, document all damage, pull the NOAA Storm Events Database records for your storm date and Ramsey County location, and prepare a scope-of-loss document before your adjuster sets foot on your property.

When you then notify your carrier and schedule the adjuster inspection, Sellers will be present on the roof at the same time. The difference between an adjuster working alone versus an adjuster working alongside an experienced storm damage contractor who has already documented every damage point is often $3,000 to $8,000 in additional claim scope.

Understanding the Adjuster’s Scope of Loss

After the adjuster inspection, your carrier issues an Estimate of Loss (EOL) — a line-item breakdown of covered damage and proposed payment. Review this document with your contractor before accepting it. Common Roseville-specific omissions include:

• Ice and water shield: Required by Minnesota code at eaves and valleys; frequently omitted from adjuster estimates on existing homes where it may not have been originally installed.
• Ridge and hip cap shingles: Hail damage to ridge caps is common on Roseville’s steep-pitch two-stories but often excluded from initial EOLs.
• Starter strip: A separate material from the main shingle course; sometimes folded into the shingle count incorrectly in adjuster estimates.
• Drip edge: Required by Minnesota code on full replacements; adjuster estimates on older Roseville homes sometimes omit it assuming existing drip edge can be reused.
• Ventilation components: Ridge vents, power ventilators, turbines — direct hail damage to these components is common but often excluded from initial scopes.
• Attic ventilation upgrades: If your Roseville home has inadequate attic ventilation and a full replacement is required, bringing the installation to current code compliance may require ventilation upgrades that the adjuster does not include. Ordinance and law coverage, if your policy includes it, may cover these code-required upgrades.

Filing the Supplement

Items the adjuster missed are not lost permanently. Your contractor can prepare and submit a supplemental claim — a documented request for additional coverage citing the missed line items, supported by photographs, code requirements, and material pricing from industry databases like Xactimate. Sellers manages this process on behalf of Roseville homeowners at no additional cost. Supplement filing does not put your primary claim at risk.

RCV Depreciation Release

Under an RCV policy, your carrier withholds depreciation from the initial payment — releasing it as a second check after you submit proof of project completion. Do not close out your claim or allow your contractor to consider the project financially complete until this second payment has been received and verified. Sellers assists Roseville homeowners in assembling the completion documentation required by each major carrier to trigger depreciation release.

NOAA and MN Climatology Data as Claim Support

The NOAA Storm Events Database and the MN Climatology Office provide publicly accessible records of storm events by county, date, type, and severity. These records — which document hailstone size, storm track, and intensity at the Ramsey County level — establish the factual foundation of your causation argument when a carrier challenges whether the specific storm caused the specific damage to your Roseville property. Your contractor should pull and include this data in your claim documentation package.

For insurance regulation questions specific to Minnesota homeowner policies, the MN Department of Commerce regulates carrier conduct including claims handling timelines and consumer rights.

Roseville’s Storm History and Housing-Specific Vulnerabilities

Roseville occupies an exposed inner-ring location in central Ramsey County. Storm systems that track northeast from the Dakota County and Scott County storm belt move through the Twin Cities metro along a corridor that puts Ramsey County inner-ring suburbs — including Roseville — in the direct path of summer convective systems. NOAA Storm Events Database records document multiple significant hail events affecting Ramsey County in recent years, with hailstone diameters ranging from 0.75 inches to over 2 inches.

The City of Roseville sits at the convergence of two distinct wind-exposure zones. The northern portion of the city — near County Road D and Arden Hills — is more exposed to straight-line wind events from northwest-tracking systems. The southern portion — near Hamline Avenue and the Saint Paul border — is more sheltered by the urban canopy and terrain, but receives more intense rainfall concentration as those systems stall over the denser urban fabric.

Mid-Century Housing Vulnerabilities

Roseville’s dominant housing era (1950–1975) creates specific storm damage risk profiles that newer homes do not share:

Ventilation: Homes built in this era rarely have the intake/exhaust ratio required by today’s building code or manufacturer warranty requirements. Inadequate ventilation creates the thermal gradient that causes ice dam formation at eaves in winter. It also traps summer heat that accelerates shingle granule loss. After storm damage, a full replacement should include a professional ventilation assessment — and any deficiencies corrected before the new shingles are installed.

Decking Condition: Original roof decking from 1955 to 1970 construction is typically 1×6 or 1×8 board sheathing (plank decking) rather than modern OSB or plywood. Plank decking with 60 years of thermal cycling and potentially multiple cycles of moisture exposure can develop gaps, cupping, and rot that are not visible from exterior inspection. When a storm damage claim triggers a full replacement, the decking inspection becomes critical — and the repair scope may be larger than the surface damage alone.

Chimney Flashing: Many Roseville homes have chimneys with flashing that has been patched and re-patched over decades. Storm events — particularly high-wind events — can dislodge loosely adhered flashing components, creating infiltration points that compound the roof membrane damage in a single storm. A thorough storm damage inspection includes every chimney and penetration flashing, not just the open roof deck.

Ice Dam History: Roseville homeowners in neighborhoods with significant tree canopy — particularly in the western city sections near Dale Street — have disproportionate ice dam history. Tree shading reduces solar gain on roof surfaces in winter, keeping snow from melting during warm spells and prolonging the freeze-thaw cycles at eave overhangs. Homes in these neighborhoods should have ice-and-water shield specified well above the minimum code requirement in any replacement scope.

Storm Damage Roofing Costs in Roseville (2026)

Storm damage roofing costs in Roseville operate on an insurance-primary financial model — the majority of the replacement cost comes from the insurance claim, with your deductible as the primary out-of-pocket exposure.

What Insurance Covers Under RCV Policy

A standard RCV policy in good standing covers: full tear-off and disposal, replacement underlayment, ice-and-water shield at eaves and valleys (code-required), new shingles of like kind and quality, ridge cap, starter strip, drip edge, standard flashing replacement where damaged, and permit fee. The carrier withholds depreciation on the initial payment and releases it as a second check after completion.

Your Deductible

Standard Roseville homeowner deductibles range from $500 to $2,500. Wind-and-hail percentage deductibles range from 1% to 2% of dwelling coverage — on a $300,000 Roseville home, that’s $3,000 to $6,000 out of pocket regardless of claim amount.

Upgrade Costs Beyond Insurance Scope

If your carrier approves replacement with standard architectural shingles (like-kind-and-quality for what was there), any upgrade you elect is your out-of-pocket cost:
– Class 4 impact-resistant shingles: $1,200 to $2,500 premium over standard architectural for a typical Roseville home
– Premium architectural shingles: $2,000 to $4,500 premium
– Ventilation system upgrade: $400 to $1,200 for a home requiring correction of ventilation deficiencies before the new shingles are installed

Full Replacement Market Rates (2026, Insurance and Non-Insurance)

Rates include: tear-off, decking inspection (minor repairs included), ice-and-water shield, felt underlayment, shingles, ridge cap, starter strip, drip edge, standard penetration flashing, permit, disposal, magnetic nail sweep. Significant decking replacement, major chimney reflashing, or ventilation system overhauls are additional line items.

Class 4 Insurance Discount Economics in Roseville

Many Minnesota insurance carriers offer 15% to 30% premium discounts for homes with Class 4 impact-resistant roofing. On a $2,000 annual Roseville homeowner premium, a 20% discount saves $400 per year. At a $1,500 upgrade cost, the payback period is under 4 years — with 25 to 40 years of shingle life remaining after that. Sellers Roofing explains this analysis specifically for your home and carrier at the estimate visit.

What to Expect: Sellers Roofing’s Roseville Storm Process

Here is exactly how a storm damage project proceeds when Roseville homeowners engage Sellers Roofing.

Step 1 — Same-Day Callback: Call (651) 703-2336 or submit online at roofingexpertsstpaul.com. A Sellers team member calls back same-day — typically within hours of your inquiry, not the following business day.

Step 2 — Pre-Claim Inspection and Documentation: Sellers deploys an estimator to your Roseville property, typically within 24 to 48 hours. The estimator performs a full roof inspection, including attic access where available, photographs all damage points systematically, and pulls the NOAA storm record for the event date and Ramsey County. A scope-of-loss document is prepared before your carrier is notified.

Step 3 — Carrier Notification and Adjuster Coordination: Sellers assists you in reporting the claim to your carrier and coordinates the adjuster’s on-site visit. A Sellers representative is present on the roof during the adjuster inspection with the full documentation package.

Step 4 — Estimate Review and Supplement Filing: After the carrier EOL is received, Sellers compares it against their pre-claim scope. Any missed items — ice-and-water shield, ridge cap, drip edge, ventilation components, decking damage — are submitted as a supplement with supporting documentation.

Step 5 — Emergency Tarping if Needed: Active exposure from storm damage — breached decking, failed flashing, missing shingles over interior living space — is addressed with emergency tarping before production scheduling. This prevents secondary damage from compounding your claim and protects your home while the claim process resolves.

Step 6 — Contract and Production Scheduling: Once the approved scope is confirmed, Sellers presents a written contract with full line-item specification. Materials are ordered and the production date is scheduled. City of Roseville permit is pulled by Sellers.

Step 7 — Installation Day: A union crew arrives with a full team for single-day completion on standard projects. Tear-off, decking inspection, ice-and-water shield, underlayment, shingles, ridge cap, and cleanup are completed in sequence. A magnetic nail sweep of the yard completes the day.

Step 8 — Permit Inspection: Sellers coordinates the City of Roseville building inspection and ensures it is passed and documented.

Step 9 — Depreciation Release and Close-Out: Sellers assists you with the completion documentation package needed to release recoverable depreciation from your carrier. Once the second check is received, your project is formally complete and your limited lifetime workmanship warranty is active.

Frequently Asked Questions

Get Your Free Roseville Storm Inspection

A storm hit your Roseville home. The clock is running on your claim window, and every day of exposure adds secondary damage risk. Sellers Roofing Company responds same-day, documents your damage before your adjuster arrives, and manages the full claim process from inspection through supplement filing and depreciation release.

801+ residential projects completed. Union crews. MBE/DBE certified. BBB A+ Accredited. Limited lifetime workmanship warranty. Headquartered in Saint Paul — minutes from Roseville.

Call (651) 703-2336 or visit roofingexpertsstpaul.com to schedule your free storm damage inspection.

Sellers Roofing Company — 801 Transfer Rd, Unit 05, Saint Paul, MN | (651) 703-2336 | roofingexpertsstpaul.com