Roofing expertise from Sellers Roofing — Saint Paul, MN’s union-built, GAF-certified contractor. Browse our blog for hands-on advice from real Twin Cities roofers.
In most Minnesota condos, the association pays for hail damage to the roof because the roof is usually a common element covered by the master policy. If hail also damages drywall, flooring, or contents inside your unit, your own condo policy may cover that part. The master deed, declaration, and bylaws decide the final split….
Yes, often it does. A detached garage is usually covered under the other structures coverage part of a homeowners policy, so hail damage to that roof can be paid after the deductible. The exact result depends on your policy limit, any wind or hail deductible, and whether the damage is functional. If the garage is…
Short answer: If the roof insurance payout is lower than your contractor’s estimate, don’t accept it as final. Ask for the insurer’s full scope, compare every line item, document missed damage, and submit a supplement. If the gap stays large, Minnesota owners often use appraisal. Missing code-required work is a strong reason to challenge the…
For most commercial buildings, call a roofer first, then notify insurance the same day. A roofer can document impact points, stop active leaks, and tell you if the damage is minor or claim-worthy. That order usually makes a hail damage roof insurance claim cleaner, especially on flat or low-slope systems. When This Applies This applies…
Most Minnesota homeowners insurance policies provide homeowners insurance coverage to repair or replace storm-damaged parts of your home, like roofing, siding, gutters, and some window damage, after you pay your deductible. Your payout depends on whether you have replacement cost value or actual cash value coverage, how depreciation is handled, and how quickly you document…
First impressions are pivotal, especially when it comes to our homes. The exterior of a house sets the stage for what’s inside. Roofing and curb appeal, when combined, play a significant role in creating that initial impact. They’re not just about protection or aesthetics alone but about making a statement. The Connection Between Roofing and…
Roofing is an essential component of any structure. Over time, due to natural wear and tear or exposure to environmental elements, a roof may require replacement. While the benefits of a new roof, like increased property value, improved energy efficiency, and peace of mind, are undeniable, the process can be disruptive. This article seeks to…
It’s the middle of winter and you’re probably dealing with snow on a daily basis. While snow can be beautiful to look at, it can also be damaging to your roof. In this blog post, we will discuss 10 tips to protect your roof from snow damage. Follow these tips and you can rest assured…
If you just searched for, “How much does insurance pay for hail damage on roof?” then you’ve come to the right place! In this article, we will be going over how to find out exactly what is covered on hail damage claims in your homeowner’s insurance policy, which states are most vulnerable to hail damage,…
[lwptoc width=”auto” float=”center”] Replacement Cost Value vs. Actual Cash Value When it comes to insurance for your roof, your homeowner’s policy is designed to protect you against a variety of types of losses, such as damage from a tree falling, weight of snow and ice, fire, lightning, ice dams, wind and hail. However, how you’re…
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Sellers Roofing Company is your premier Saint Paul destination for expert commercial and residential roofing services, offering comprehensive solutions from storm damage restoration and repairs to new asphalt shingle installations, all with meticulous craftsmanship and an eye for enhancing your property’s safety and aesthetic.