Assessing What a Bundle of Shingles Can Cover on Your Roof
Learn how to calculate the coverage of a bundle of shingles for your roofing project. Ensure you order the right amount of shingles for optimal results!
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How To Roofing Blog Post | Minnesota Roofing Tips | Residential Roofing | Roof Insurance | Roof Maintenance | Storm Damage and Hail | Storm Damage Blog Post
How Should St. Paul Homeowners Prepare Roofs Before Hail Season?
St. Paul homeowners should prioritize a thorough storm damage inspection of the roof, gutters, attic, and flashing before hail arrives, then fix small defects before they become significant leak paths. Clear your drainage systems, document the current condition of your roof, confirm your insurance details, and know exactly who to call after a storm. Preparation…
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Can You Tarp Roof in Rain in Minnesota?
Yes, you can tarp roof in rain, but only as a temporary fix for emergency protection and only when conditions are safe. Rain, wind, lightning, slick shingles, wet membranes, and icy edges make roof access incredibly dangerous. If you are experiencing active roof damage and water is entering your home, prioritize protecting your interior first,…
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Commercial Roofing | Minnesota Roofing Tips | Residential Roofing | Roof Insurance | Storm Damage Blog Post
How Long Do You Have to File a Wind Damage Claim?
Usually, you must file a wind damage claim within the deadline written in your insurance policy, not by one single Minnesota rule. Many policies allow about 12 months from the date of loss. Some cut that to 60 to 90 days. File as soon as you suspect damage, because late notice can sink an otherwise…
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Storm Damage Blog Post | Commercial Roofing | Minnesota Roofing Tips | Residential Roofing | Roof Insurance | Roof Maintenance
How Long Can a Roof Tarp Stay Up in Minnesota?
Usually only a few days to a few weeks. A roof tarp in Minnesota is a temporary dry-in measure, not a season-long fix. Wind, UV, freeze-thaw cycling, snow load, and fastening method control how long it lasts. If the tarp is still up after the immediate emergency, it’s time to move toward inspection and permanent…
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How To Roofing Blog Post | Residential Roofing | Roof Insurance | Roof Maintenance | Storm Damage Blog Post
How Do You Spot Fresh Wind Damage Shingle Creases?
Fresh wind damage shingle creases usually look sharp, clean, and recent. The fracture line is straight, the granules around it look newly disturbed, and the surrounding shingle often still has some flexibility. By contrast, old creases look weathered, rounded, dirty, and brittle, with signs of aging spread across nearby tabs rather than appearing as a…
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Does Insurance Depreciate Labor on a Minnesota Roof Claim?
Yes, sometimes. In Minnesota, insurers often apply labor depreciation to a claim when the insurance policy mandates an Actual Cash Value settlement and the specific wording allows for it. When homeowners encounter roof claim labor depreciation, it is usually because the carrier has chosen to depreciate both materials and the labor required to install them….
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Can Insurance Require an Engineer for Roof Hail Damage?
Yes. An insurer can require an engineer inspection during an insurance claim if they question the cause, extent, or repairability of the loss. When an adjuster is unsure about the origin of the damage, they will often order a professional roof hail damage inspection to determine if the issues were caused by a recent weather…
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Can Exposed Nails Cause Roof Leaks After High Winds?
Yes. Exposed nails can leak after high winds because gusts can loosen fasteners, crack sealant, and open a path for water under flashing or metal trim. On commercial buildings, the trouble usually starts at edge details, penetrations, ridge caps, and older repair spots. The leak may show up far from the nail, so the source…
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Can You Cash a Roof Claim Check Without Repairs in Minnesota?
Usually, yes, but only if the roof claim check is payable to your business alone and no lender controls the funds. In Minnesota, cashing the check is often allowed. Skipping repairs can cost you recoverable depreciation, create lender trouble, and weaken later claims if the same roof keeps leaking. When This Applies If you own…
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Can Wind Damage Coping Caps on Commercial Flat Roofs?
Yes. Wind can loosen, bend, lift, or tear off coping caps on commercial flat roofs, especially at parapet edges and corners. Once the metal edge opens, water can move behind the roof system, soak insulation, stain walls, and raise blow-off risk in the next storm. Treat wind-damaged coping caps as a functional roof problem, not…
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Can Insurance Require Multiple Roof Bids in Minnesota?
Usually, no. In Minnesota, an insurer can ask for extra roof bids on a claim, but there is no standard state rule that forces a commercial owner to collect a set number. The real issues are your policy terms, the claim facts, and whether the carrier is checking scope instead of trying to buy the…
