Lost rent after a roof storm can affect a building owner long after the rain stops. This article explains the documentation that matters, the difference between property damage and income coverage, and why the policy must be read before relying on an assumption. Quick Answer Commercial insurance may cover lost rent after a Minnesota roof…
A roof claim rarely moves in one straight line. Minnesota homeowners often need to document damage, review an estimate, answer follow-up questions, and decide whether a repair scope actually matches the roof before work begins. Quick Answer A Minnesota roof claim timeline usually starts with documentation and prompt reporting, followed by an inspection, written estimate,…
A second storm can make a roof claim harder to follow because the deductible, dates of loss, and damage from each event may be evaluated separately. This guide explains how to read the numbers, document each event, and avoid treating a deductible as a contractor pricing issue. Quick Answer A hail damage deductible after two…
A public adjuster can be useful in some commercial claims, but not every roof claim needs one. This guide helps Minnesota business owners understand the difference between documenting a roof, negotiating a claim, and getting advice on policy interpretation. Quick Answer A Minnesota business may consider a public adjuster when a commercial property claim is…
Summer heat can stress low-slope roofing materials, especially where seams, flashing, drainage, or past repairs are already vulnerable. This article explains what to look for and why a surface issue should not be judged by appearance alone. Quick Answer Minnesota summer heat can contribute to TPO or EPDM roof problems by stressing seams, flashings, adhesives,…
Winter wear and fresh spring hail can appear on the same roof, which makes clear documentation important. This article helps Minnesota homeowners separate likely causes and decide what should be inspected further. Quick Answer Tell winter roof damage from spring hail damage by documenting the storm date, inspecting the location and pattern of marks, and…
A commercial drain problem can become more serious when snow melts and nighttime temperatures fall below freezing. This guide explains why drainage details deserve attention before spring thaw accelerates an existing weakness. Quick Answer Heavy snow can damage commercial roof drains before spring thaw by stressing strainers, drain flashings, nearby membrane, and drainage paths. Document…
Photographs taken after a windstorm can make a roof claim easier to understand later, but only when they show context as well as close detail. This guide gives property managers a practical recordkeeping approach. Quick Answer After a windstorm, property managers should photograph the roof from the ground, displaced materials, flashing, gutters, drains, exterior elevations,…
Roof age matters in an insurance claim, but it is not the same thing as the cause of damage. This article helps Minnesota property owners understand what insurers look for, which documents support the age of a roof, and why a known age does not automatically settle a storm-damage question. Quick Answer Insurers commonly determine…
Snow removal can prevent excessive load and drainage problems, but the wrong method can damage a TPO roof. This article explains the practical balance between protecting the roof and creating new membrane damage. Quick Answer TPO roof snow removal can cause damage when tools cut, scrape, puncture, or stress the membrane and flashings. Use trained…
Coinsurance is a policy condition that can affect the payment calculation on a commercial roof claim. This guide explains why a roof loss may be covered while the payment still does not match the expected repair cost. Quick Answer Commercial roof coinsurance can reduce an insurance payment when the property was insured below the policy’s…
Yes. Can snow block a bathroom fan roof vent? It can, especially after wind-packed snow or a thaw that refreezes at the cap. A snow blocked roof vent traps bathroom moisture in the duct instead of releasing it outdoors. Clear the obstruction without climbing onto an icy roof, then check the cap, damper, duct insulation,…
Contact Sellers Roofing Company today for your free, no-obligation estimate!
Sellers Roofing Company is your premier Saint Paul destination for expert commercial and residential roofing services, offering comprehensive solutions from storm damage restoration and repairs to new asphalt shingle installations, all with meticulous craftsmanship and an eye for enhancing your property’s safety and aesthetic.