Articles tagged insurance policies. Sellers Roofing helps Saint Paul homeowners document damage, work with adjusters, and get fair settlements after storm and hail events.
A separate wind and hail deductible in Minnesota is the amount you pay before a covered storm claim starts paying. On many commercial policies, it is a percentage of the insured value, so the out-of-pocket cost can be much higher than a normal deductible. The policy wording controls when it applies and what property it…
Sometimes. Minnesota insurers often renew policies on older commercial roofs if the roof still sheds water, has maintenance records, and shows no major leaks or sagging. The closer the roof gets to failure, the more likely the carrier is to raise rates, add conditions, or refuse renewal. Old roof insurance renewal comes down to condition,…
Short answer: Yes. In Minnesota, an insurer can cancel or refuse to renew a commercial property policy after a roof claim, but filing the claim alone usually isn’t enough. The carrier usually points to a stated risk issue, such as unrepaired damage, repeated losses, or an aging roof, and it still must follow notice terms…
Usually, yes. In Minnesota, standard homeowners insurance often covers sudden ice dam roof damage, including roof leaks, stained ceilings, wet insulation, and damaged belongings. However, most policies do not pay to remove the ice dam itself or fix long-term neglect. Your policy language, deductible, roof condition, and response time all matter. When This Applies When…
Sometimes, but not automatically. Minnesota has no state matching law that forces insurers to replace an entire roof just because discontinued roof shingles can’t be matched. Payment usually depends on your policy language, whether the shingles are truly unavailable, the scope of storm damage, and whether a partial repair would leave a clearly uneven roof….
“The roof you have over your head is a true definition of who you are and what you love “ A roof over your house is one of the most integral parts of the house. It does not only protect the homeowner but also the house from the elements of weather. As part of protecting…
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Sellers Roofing Company is your premier Saint Paul destination for expert commercial and residential roofing services, offering comprehensive solutions from storm damage restoration and repairs to new asphalt shingle installations, all with meticulous craftsmanship and an eye for enhancing your property’s safety and aesthetic.