Articles tagged roof damage. Sellers Roofing — Saint Paul’s family-owned, union-built, GAF-certified contractor — has completed 1,100+ Twin Cities roofs since 2017. 4.8★ on Google.
Yes. Hail can dent, crease, or split valley metal on shingle roofs, and those hits can let water move under the shingles. Cosmetic dents are not always a failure, but bent seams, loose edges, torn shingles, or wet decking are real problems. On a commercial roof, that kind of damage deserves a fast inspection. When…
Yes. Roof snow removal can tear shingles or flashing when crews scrape too hard, use the wrong tool, or work on cold, brittle material. The risk is highest at edges, seams, vents, and old repairs. Careful, layered removal lowers the chance of roof snow removal damage on commercial buildings and mixed roof systems. Snow puts…
A separate wind and hail deductible in Minnesota is the amount you pay before a covered storm claim starts paying. On many commercial policies, it is a percentage of the insured value, so the out-of-pocket cost can be much higher than a normal deductible. The policy wording controls when it applies and what property it…
Yes, roof nails backing out is a common issue after repeated freeze-thaw cycles in Minnesota. This phenomenon, often referred to as nail pops, occurs when moisture enters small gaps and freezes. The subsequent expansion and contraction of materials as temperatures fluctuate puts significant stress on the entire roofing assembly. This movement can lift asphalt shingles,…
Yes, a roof claim denial can occur even without an adjuster conducting a physical inspection. An insurance company may choose to rely on submitted photos, prior inspection reports, specific policy exclusions, or evidence of long term maintenance issues rather than sending a professional to evaluate the roof. While this article focuses on commercial properties, it…
Short answer: If roof damage deductible Minnesota leaves the repair cost below your coverage threshold, insurance usually won’t pay anything, so you cover the job yourself. That is common with small membrane patches from storm damage, isolated flashing issues, or minor leak work. In Minnesota, a roofing contractor cannot legally waive your deductible or rebate…
Yes, you can file a roof insurance claim for a second roof claim in Minnesota if the later storm caused fresh storm damage. The claim has to tie to that second event, not to old wear, an unfinished repair, or a leak already in the first file. For commercial buildings in the Twin Cities, that…
Yes. In Minnesota, insurance roof repair instead of replacement often applies after storm damage or other covered events under your homeowner’s insurance. An insurer can require roof repair when the damage is limited, the rest of the roof still works, and the policy only owes the cost of fixing the damaged part. The carrier still…
Yes. High winds can loosen or flex the roof system enough to crack, split, or pull fasteners through the decking even when shingles stay in place. On commercial buildings, pressure changes at edges and corners often hurt the deck first. You may notice soft spots, leaks, or lifted tabs before you ever see missing shingles….
Yes. Wind can loosen fasteners, flex the deck, shift edge metal, and open seams before water shows inside. A commercial roof may stay dry after the first storm, then leak during the next rain, thaw, or gust event. On large buildings, hidden deck damage often appears first as uplift, soft spots, or membrane movement, not…
A brittle test on an asphalt shingle roof is a hands-on field check. A roofer gently lifts or flexes installed shingles to see whether they crack, crease, or break during normal handling. The goal is to judge whether a damaged area can be repaired without causing more damage, not to deliver a final pass-or-fail verdict…
Short answer: If the roof insurance payout is lower than your contractor’s estimate, don’t accept it as final. Ask for the insurer’s full scope, compare every line item, document missed damage, and submit a supplement. If the gap stays large, Minnesota owners often use appraisal. Missing code-required work is a strong reason to challenge the…
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Sellers Roofing Company is your premier Saint Paul destination for expert commercial and residential roofing services, offering comprehensive solutions from storm damage restoration and repairs to new asphalt shingle installations, all with meticulous craftsmanship and an eye for enhancing your property’s safety and aesthetic.