Articles tagged flat roof. Sellers Roofing installs and repairs commercial flat roof systems (TPO, EPDM, modified bitumen) across Saint Paul, MN — GAF certified, union crews (Local 96 Roofers).
Yes. An insurer can deny a roof claim if it shows that earlier repairs were faulty, the damage existed before coverage began, or excluded wear and tear caused the leak. Prior repairs alone do not void coverage. For a valid denial, the carrier still has to connect the loss to policy terms and inspection evidence….
A hail damage roof inspection for a commercial building usually takes 1 to 3 hours. Small, open roofs may take less time. Large roofs, multiple levels, wet insulation, rooftop equipment, or insurance-grade documentation can stretch the visit to half a day, especially when the inspector also checks interior leak paths. When This Applies This timing…
A roof insurance supplement is a request to add money to an existing claim when the first estimate missed covered roofing work. It’s needed when hidden damage, code-required items, or inaccurate quantities show up after inspection or tear-off. For business owners, a supplement helps align the claim with the real cost of restoring the roof….
Hail damage on flat roof edge metal usually looks like clustered dents, sharp dings, chipped coating, bent corners, and opened joints. On severe hits, coping caps and gravel stops may shift out of line or pull at seams. If the metal moved, cracked, or lost sealant, the damage is more than cosmetic. What Flat Roof…
A storm-created opening is a new hole, tear, puncture, split seam, or lifted roof component caused by wind, hail, or debris during a covered storm. In a Minnesota roof claim, that detail matters because insurers often focus on one issue: did the storm create the breach before water entered the building? When This Applies The…
Yes. In Minnesota, an insurer can deny a roof claim if you report it too late, especially when the delay makes it harder to verify the date, cause, or scope of damage. Still, a late report does not always end the claim. The outcome usually depends on your policy, the reason for the delay, and…
A Minnesota roof insurance appraisal is a formal process for settling a dispute over the amount of covered roof damage. It does not decide whether your policy covers the loss. Each side picks an appraiser, those appraisers choose an umpire, and any two of the three can issue a binding award on value and scope….
Yes. A carrier can deny a roof claim if it decides the damage came from wear, poor upkeep, or an unrepaired leak instead of a covered storm event. For commercial owners, proof drives the result. Maintenance logs, photos, service invoices, and an independent roof report can turn a weak denial into a stronger claim. When…
On Minnesota commercial roofs, hail damage roof coatings often shows up as round impact marks, chipped top layers, hairline cracks, split seams near hits, and spots where the coating looks bruised or worn through. Damage may look minor at first. However, freeze-thaw cycles can widen small breaks and turn surface marks into leaks. When This…
A Minnesota commercial roof condition report should list the roof system, age, drainage, membrane wear, seams, flashing, penetrations, moisture findings, storm damage, photos, and code concerns. It should also rank urgency, estimate remaining service life, and say whether monitoring, commercial flat roof repair, or commercial roof replacement is the most sensible next move. When This…
Yes. Hail can damage roof coatings on flat roofs in Minnesota, especially when the coating is older, cold-stiffened, thin, or poorly bonded. Damage may include cracks, punctures, loss of coating thickness, split seams, and hidden moisture below the surface. Sometimes the coating looks mostly fine while the roof assembly underneath has still taken a hit….
Most commercial EPDM roofs in Minnesota last 20 to 30 years. Roofs at the high end usually have good drainage, clean seams, and regular inspections. Roofs fail sooner when ponding water, snow stress, foot traffic, and skipped maintenance let small defects spread into wet insulation and recurring leaks. When This Applies This lifespan estimate fits…
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Sellers Roofing Company is your premier Saint Paul destination for expert commercial and residential roofing services, offering comprehensive solutions from storm damage restoration and repairs to new asphalt shingle installations, all with meticulous craftsmanship and an eye for enhancing your property’s safety and aesthetic.