Articles tagged flat roof. Sellers Roofing installs and repairs commercial flat roof systems (TPO, EPDM, modified bitumen) across Saint Paul, MN — GAF certified, union crews (Local 96 Roofers).
Yes, you can replace a commercial flat roof in a Minnesota winter, if the roof system, weather window, and crew setup fit cold-weather installation. It’s often the right choice when leaks, wet insulation, or interior damage make waiting risky. Still, some materials, safety limits, and site conditions make a repair-first plan smarter. When This Applies…
Usually, yes, but only in limited cases. If a covered loss damages the roof deck and Minnesota code, or a local building official, requires replacement, insurance may pay for some or all of that work. The claim often turns on two issues: whether the deck was harmed by a covered event, and whether your policy…
Yes, but only to stop more damage. Temporary mitigation, such as tarping, sealing an open seam, or protecting interiors, is usually appropriate before a roof repair insurance claim is approved. Full restoration, major tear-off work, or a commercial roof replacement should usually wait until the carrier inspects, unless the building is unsafe and delay would…
Short answer: Yes. Hail can crack, bruise, or pull apart roof sealant around vents and flashing, especially on older commercial roofs. The impact can open small gaps where metal meets membrane. Those gaps may not leak right away, but they often let water in during the next rain, thaw, or wind-driven storm. When This Applies…
Yes. An insurer can deny a roof claim if it shows that earlier repairs were faulty, the damage existed before coverage began, or excluded wear and tear caused the leak. Prior repairs alone do not void coverage. For a valid denial, the carrier still has to connect the loss to policy terms and inspection evidence….
A hail damage roof inspection for a commercial building usually takes 1 to 3 hours. Small, open roofs may take less time. Large roofs, multiple levels, wet insulation, rooftop equipment, or insurance-grade documentation can stretch the visit to half a day, especially when the inspector also checks interior leak paths. When This Applies This timing…
A roof insurance supplement is a request to add money to an existing claim when the first estimate missed covered roofing work. It’s needed when hidden damage, code-required items, or inaccurate quantities show up after inspection or tear-off. For business owners, a supplement helps align the claim with the real cost of restoring the roof….
Hail damage on flat roof edge metal usually looks like clustered dents, sharp dings, chipped coating, bent corners, and opened joints. On severe hits, coping caps and gravel stops may shift out of line or pull at seams. If the metal moved, cracked, or lost sealant, the damage is more than cosmetic. What Flat Roof…
A storm-created opening is a new hole, tear, puncture, split seam, or lifted roof component caused by wind, hail, or debris during a covered storm. In a Minnesota roof claim, that detail matters because insurers often focus on one issue: did the storm create the breach before water entered the building? When This Applies The…
Yes. In Minnesota, an insurer can deny a roof claim if you report it too late, especially when the delay makes it harder to verify the date, cause, or scope of damage. Still, a late report does not always end the claim. The outcome usually depends on your policy, the reason for the delay, and…
A Minnesota roof insurance appraisal is a formal process for settling a dispute over the amount of covered roof damage. It does not decide whether your policy covers the loss. Each side picks an appraiser, those appraisers choose an umpire, and any two of the three can issue a binding award on value and scope….
Yes. A carrier can deny a roof claim if it decides the damage came from wear, poor upkeep, or an unrepaired leak instead of a covered storm event. For commercial owners, proof drives the result. Maintenance logs, photos, service invoices, and an independent roof report can turn a weak denial into a stronger claim. When…
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Sellers Roofing Company is your premier Saint Paul destination for expert commercial and residential roofing services, offering comprehensive solutions from storm damage restoration and repairs to new asphalt shingle installations, all with meticulous craftsmanship and an eye for enhancing your property’s safety and aesthetic.