Browse roofing posts tagged Minnesota Homeowners. Sellers Roofing — Saint Paul’s family-owned, union-built, GAF-certified roofing contractor — has completed 1,100+ residential and commercial roofs since 2017.
After July hail storms in Minnesota, asphalt shingles can look normal from the driveway while hiding bruised surfaces, broken seals, bent flashing, or punctures around vents. Commercial membrane roofs may have damaged seams, edge metal, drains, and flashing details without an immediate leak. The first job is separating new storm damage from old wear, poor…
Vacant home roof damage can be covered by Minnesota insurance if a covered event, such as hail, wind, fire, or falling debris, caused the damage and the policy remained valid. Coverage often narrows after 30 or 60 days of vacancy. Water damage, vandalism, theft, and freeze-related losses are common problem areas. A vacant property has…
A serious roof leak can make parts of a home difficult or unsafe to use, but hotel coverage depends on the cause of loss and the exact policy language. This guide separates the roof issue from the insurance question so homeowners can make better decisions. Quick Answer Homeowners insurance may cover hotel costs after a…
A second storm can make a roof claim harder to follow because the deductible, dates of loss, and damage from each event may be evaluated separately. This guide explains how to read the numbers, document each event, and avoid treating a deductible as a contractor pricing issue. Quick Answer A hail damage deductible after two…
Short answer: Yes. An attic air sealing ice dams plan can stop heat leaks that melt roof snow, then refreeze it at cold eaves. It won’t solve every ice dam. Deep snow, weak insulation, blocked ventilation, roof defects, and poor drainage can still cause ice buildup and water entry. When Attic Air Sealing Ice Dams…
Short answer: Dark shingles ice dams are not a simple cause-and-effect problem. Dark asphalt shingles absorb more sun and can melt surface snow sooner, but ice dams form when roof areas stay warm enough to melt snow while eaves remain below freezing. In Minnesota, attic air leaks, weak insulation, and poor ventilation matter far more…
Yes, clogged gutters ice dams are a frequent concern for homeowners during harsh winters. While clogged gutters can exacerbate the issue by trapping meltwater at the eaves, they are not typically the original cause of the problem. Heat escaping from your living space into the attic warms the roof, which triggers the process by creating…
St. Paul homeowners should prioritize a thorough storm damage inspection of the roof, gutters, attic, and flashing before hail arrives, then fix small defects before they become significant leak paths. Clear your drainage systems, document the current condition of your roof, confirm your insurance details, and know exactly who to call after a storm. Preparation…
Homeowners insurance usually covers roof leaks from wind-driven rain in Minnesota (known as Minnesota roof leak insurance), but only when the damage is sudden and accidental, with wind, a covered peril, damaging the roof first and allowing wind-driven rain to enter through that new opening. In Minnesota, such coverage often pays for roof repairs, related…
Usually, yes. In Minnesota, standard homeowners insurance often covers sudden ice dam roof damage, including roof leaks, stained ceilings, wet insulation, and damaged belongings. However, most policies do not pay to remove the ice dam itself or fix long-term neglect. Your policy language, deductible, roof condition, and response time all matter. When This Applies When…
Yes. Standard homeowners insurance in Minnesota usually covers wind-damaged roof shingles when the loss is sudden and accidental. Most policies pay for repair or replacement after your deductible. Coverage often gets limited, or denied, when damage came from age, neglect, long-term wear, or a separate wind and hail deductible you didn’t expect. When This Applies…
Use this hail damage roof checklist for documenting roof damage right after a Minnesota hailstorm, as you prepare for storm damage roof repair: make the property safe, photograph damage from wide shots to close-ups, save a few physical samples (when safe), and document dates, weather, and temporary repairs. Avoid risky roof walks, rushed contracts, and…
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Sellers Roofing Company is your premier Saint Paul destination for expert commercial and residential roofing services, offering comprehensive solutions from storm damage restoration and repairs to new asphalt shingle installations, all with meticulous craftsmanship and an eye for enhancing your property’s safety and aesthetic.